Captive Insurance for Brokers

The Future of Commercial Insurance for Brokers

Gain a competitive edge with innovative insurance solutions that help you retain clients, reduce costs, and streamline risk management. Our captives provide brokers with scalable and profitable strategies to enhance their offerings.

Empower Your Clients. Elevate Your Business.

A Game-Changer for Brokers and Their Clients

The insurance industry is evolving, and traditional policies are no longer enough. Businesses need more than just coverage—they need a partner who can offer security, flexibility, and long-term financial benefits. As a broker, you are their trusted advisor, and now, you can offer them a groundbreaking solution that goes beyond standard insurance.

Cost Savings

Lower long-term insurance expenses and gain financial rewards.

Risk Management Control

Create policies that align with their actual business risks.

Transparent Claims

Faster, fairer claims processing with fewer roadblocks.

Increased Earnings

Transform insurance premiums into an investment in their company’s future
The Brokers Edge

Why Sell Captive as a Service?

Brokers who partner with Impel are positioned to lead the market with an exclusive offering that delivers unbeatable advantages.

A Unique and Innovative Offering

Stay ahead of the competition with a modern approach to commercial insurance.

  • Set yourself apart from competitors by offering a cutting-edge alternative to traditional commercial insurance.
  • Provide businesses with a tailored, client-owned insurance structure that maximizes control and benefits.
  • Capture new business opportunities with a first-to-market advantage in captive insurance solutions.

Stronger Client Retention & Relationship Building

Empower clients with financial stability while strengthening long-term partnerships.

  • Help clients reduce their insurance costs while increasing their financial stability.
  • Client’s ownership of the Captive ensures client retention
  • Offer customized solutions
  • Collaborative Broker/Client risk management

Increased Profitability for Brokers and Clients

A more profitable model that rewards both brokers and their clients.

  • Build long-term relationships with high-value clients
  • Client ownership = Client Retention = Broker Savings
    • It cost 7-9X more to attract a new customer than to retain one

More Control, More Flexibility

Break free from traditional insurance limitations with customized solutions.

  • Unlike traditional policies dictated by industry rates and rigid coverage options, captive insurance allows Brokers to:
    • Design policies that directly address client-specific risks.
    • Provide recourse for dropped coverages and exclusions
    • Provide fast and seamless application processing.
    • Gain greater control over claims processing and reduce unnecessary delays.
    • Offer underwriting profits and turn premiums into financial assets for their clients.
Rethink Insurance

Why Businesses Are Making the Shift

Business owners are tired of rising premiums, unexpected exclusions, and slow claims. They are actively searching for a better solution.

About 50% of Commercial Insurance Broker customers actively search for an alternative insurer.

Impel’s Captive-Insurance as a Service empowers your clients with cost savings, customized risk management, transparent claims processing, and the ability to turn premiums into a valuable financial asset for long-term growth.

Let's Get Started

Seize the Opportunity - Lead the Industry

Impel’s Captive as a Service is not just another policy—it’s a strategic financial tool that empowers businesses and elevates brokers to a higher level of service and success.

Step 01:
Impel issues a policy through an AAA-rated carrier.
Step 02:
Impel establishes an account to hold the insured’s money.
Step 03:
Reserve is established (determined by statute) to cover losses.
Step 04:
Reserve is placed in insured’s account.
Step 05:
Premiums are paid annually.
Step 06:
Account is used to pay future claims by reimbursing the carrier for any payments made to the insured.
Reach Our Team

Send us a message

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tailored Policies for niche markets

Discover insurance programs built to lower premiums and give you greater financial control.

Cyber Insurance

Defend your business against cyber threats, ransomware, and data breaches with a captive insurance plan designed for evolving risks.

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Crime Insurance

Protect your business from employee theft, fraud, and cybercrimes with a crime insurance policy customized for financial security.

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Commercial Umbrella Insurance

Expand your coverage limits beyond standard policies with a customized commercial umbrella insurance plan for high-exposure industries.

Learn More

Business Interruption Insurance

Maintain financial stability and recover lost revenue with a captive insurance plan designed for business interruptions and unexpected closures.

Learn More

What our clients say

Hear how we’ve helped businesses like yours achieve success.

An outstanding experience from start to finish. Their team is knowledgeable and always available to help.

David Brown
CTO of Innovative Tech

Their innovative approach and strategic insights have transformed our marketing efforts. We couldn't be happier with the results.

Susan Lee
Founder of Creative Agency

I highly recommend their services. They are professional, reliable, and truly care about their clients' success.

Mike Johnson
Product Manager at Tech Solutions
A Smart Alternative

Join the Future of Commercial Insurance

Partner with Impel today and provide your clients with the insurance solution they’ve been waiting for. Contact us now to get started.

Ready to reduce your insurance cost?

Discover how you can reduce costs with our reliable, independent insurance technology.

Stay ahead in the digital world

Get the latest insights, case studies, trends, and strategies delivered straight to your inbox.

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Why work with us

Discover what sets us apart and why businesses trust us to drive results.

Proven expertise

With over 10 years of experience, we’ve helped businesses across industries achieve their digital goals.

Tailored solutions

We don’t believe in one-size-fits-all. Every strategy we create is customized to your unique needs.

Results-driven approach

Our focus is on delivering measurable results that drive growth and maximize ROI.

Transparent processes

Stay informed every step of the way with our clear communication and open collaboration.

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Got questions? We’ve got answers.

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Our expertise

Explore our tailored solutions designed to meet your unique business needs.

01

Strategy development

We align your business goals with cutting-edge digital strategies to ensure long-term success.

02

Performance marketing

Drive measurable growth with data-driven campaigns across search engines, social media, and beyond.

03

E-commerce optimization

Maximize conversions and enhance the user experience for seamless online shopping journeys.

04

Branding and content creation

Craft a powerful brand identity and compelling content that resonates with your target audience.

05

Data analytics and insights

Make informed decisions with actionable insights from advanced data analytics.

06

Website and app development

We align your business goals with cutting-edge digital strategies to ensure long-term success.